For HR & Benefits Leaders

Complete the Retirement Benefits Picture

Your 401(k) prepares employees financially. PHASE Into Retirement™ prepares them for life. Support your people through one of life's most significant transitions—and demonstrate that your organization truly cares.

The Gap in Current Retirement Benefits

Most organizations invest heavily in 401(k) plans, pension programs, and financial wellness tools. But when it comes to the emotional and practical aspects of retirement, employees are left on their own.

Research shows that 40% of retirees experience symptoms of depression in their first year. Financial security isn't enough—people need purpose, connection, and structure to thrive.

PHASE Into Retirement™ fills this gap by helping employees prepare for the non-financial dimensions of retirement before they walk out the door.

What Current Benefits Miss

  • Identity transition when "who I am" changes
  • Social network loss when work relationships end
  • Daily structure and routine after the calendar clears
  • Purpose and meaning beyond the job title
  • Proactive health and wellness planning

PHASE Into Retirement™ for Organizations

A research-backed program that helps employees assess and strengthen their readiness across five critical dimensions.

P

Purpose

Meaning beyond work

H

Health

Physical & mental well-being

A

Activities

Hobbies & pursuits

S

Social

Connections & community

E

Everyday

Routines & structure

For Your Employees

  • 15-minute PHASE™ Index assessment
  • Personalized readiness report with scores
  • PHASE™ Booklet with guidance and exercises
  • Actionable recommendations for improvement

For Your Organization

  • Aggregate workforce readiness dashboard
  • Anonymous insights by department or location
  • Easy employee invitation and tracking
  • Minimal administrative burden

Easy to Implement

Get started quickly with minimal IT involvement. We handle the technology so you can focus on your people.

1

Subscribe

Choose a plan based on your organization size. Get access to your HR dashboard and employee seats.

2

Invite Employees

Send invitations to pre-retirement employees. They complete the assessment on their own time.

3

Access Insights

Review aggregate readiness data. Identify trends and opportunities to better support your workforce.

Why Organizations Choose PHASE™

Show You Care

Demonstrate genuine care for employees at a pivotal life moment

Strengthen Brand

Enhance your employer brand and organizational values

Smooth Transitions

Support better handoffs and knowledge transfer

Workforce Insights

Understand readiness patterns across your organization

The Research Behind PHASE™

40%

of retirees experience depression symptoms in year one

5x

more likely to thrive with strong sense of purpose

80+

years of longitudinal research informs PHASE™

The PHASE™ framework synthesizes findings from the Harvard Study of Adult Development, Boston College Center for Retirement Research, and the Canadian Longitudinal Study of Aging.

Request a Demo

Learn how PHASE™ can support your employees.

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