1. Acceptance of Terms
These Terms of Service (“Terms”) govern your access to and use of the Services provided by PurposeNext, Inc. By using the Services, you agree to be bound by these Terms.
If you access the Services through an employer, advisor, or other sponsoring organization, these Terms apply to you individually.
2. Eligibility
You must be at least 18 years old to use the Services.
3. Account Responsibilities
You are responsible for maintaining the confidentiality of your account credentials and all activity under your account.
4. Description of Services
PurposeNext provides educational tools related to retirement readiness, including the PHASE™ Assessment and AI-powered guidance.
Grace AI
Grace is an AI-powered guidance tool designed for educational and informational purposes only. Grace does not provide medical, mental health, therapeutic, legal, or financial advice, diagnosis, or treatment.
5. Disclaimers
THE SERVICES ARE PROVIDED FOR EDUCATIONAL AND INFORMATIONAL PURPOSES ONLY AND ARE PROVIDED “AS IS.” YOU SHOULD CONSULT QUALIFIED PROFESSIONALS BEFORE MAKING DECISIONS RELATED TO HEALTH, FINANCES, OR WELL-BEING.
AI-GENERATED CONTENT MAY BE INACCURATE OR INCOMPLETE.
6. Acceptable Use
You agree not to misuse the Services, interfere with operations, or violate applicable laws.
7. Intellectual Property
All Services content and trademarks are owned by PurposeNext or its licensors. You are granted a limited, non-transferable license for personal, non-commercial use.
8. Fees
Certain Services may require payment. Fees and refund terms are disclosed at the time of purchase.
9. Termination
You may terminate your account at any time. We may suspend or terminate access in accordance with applicable law and acting reasonably.
10. Limitation of Liability
To the maximum extent permitted by law, PurposeNext's total liability shall not exceed the greater of the fees paid in the prior 12 months or $100.
11. Indemnification
You agree to indemnify and hold harmless PurposeNext from claims arising from your use of the Services.
12. Dispute Resolution
Informal Resolution
Disputes should first be raised at legal@purposenext.com.
Arbitration
Disputes not resolved informally shall be resolved by binding arbitration. You may opt out of arbitration within 30 days of first accepting these Terms by emailing legal@purposenext.com. Arbitration may be conducted remotely.
Class Action Waiver
Claims must be brought on an individual basis.
13. Governing Law
These Terms are governed by the laws of the State of Alabama.
14. Changes to Terms
We may modify these Terms with notice of material changes.
15. Contact Information
PurposeNext, Inc.
Email: legal@purposenext.com